Toyota Access Business Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota.

There are five easy steps to getting started:

  1. Choose your Toyota. Whether for personal or business use, you can select a new or demo model Toyota that works for you and your budget.
  2. Choose the deposit you want to pay (if any).
  3. Choose your car loan term (up to four years).
  4. Estimate the number of kilometres you expect to travel by the end of the car loan term. Your Dealer can provide you with kilometer band guidelines.
  5. Choose when you would like to pay: weekly, fortnightly or monthly.

Business Fixed Rate Car Loan

Thinking of purchasing a new or used car for your business? Our Business Fixed Rate Car Loan, also known as a chattel mortgage, is a convenient way for GST-registered businesses to finance a work-related vehicle. You’ll have opportunities for income tax deductions through depreciation and interest charges, plus the added security of knowing the car is an asset of your business, even while you’re paying it off.

With a fixed interest rate over the business car loan term, plus the ability to make additional payments that reduce the total interest payable, a Toyota Finance Business Car Loan puts you in control. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Features & Requirements

  • Financing for vehicles up to 7 years old
  • Finance for both Toyota and non-Toyota vehicles
  • Your choice of flexible payment options


Make a Finance Enquiry

Novated Lease

A novated lease is a finance arrangement used with salary packaging. It simply means that your employer pays for your car lease including you car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.

This is how it works:

  • Lease set up – The employee chooses a Toyota and an agreement is set up between the employee, employer and Toyota Finance.
  • Payments made – The employer makes payments to Toyota Finance from
    the employee’s salary.
  • Employee Saves – The employees get the Toyota they want, saving on tax and running costs including the car price, fuel, maintenance and tyre purchases.
  • Cashless motoring – The employee enjoys the convenience of cashless motoring.

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540.